TradeRiver Insights | Highlights
Stay up to date with highlights from our wide array of clients and learn about how TradeRiver helps businesses and the lives they touch.
ORGANIC WINE PRODUCER
Just about every consumable market has been demanding organic for some time now. The wine market is no different. In recent years, the growth of organic wine has accelerated dramatically on part of both consumer behavior trends plus wine producer's commitment to quality. The organic wine industry is in full expansion.
Our client, an organic wine producer, was approved of a Revolving Trade Facility for €75,000 to fund expansion efforts and free up working capital in the supply chain.
The spa industry has changed considerably over the past decade alongside the increasing adoption of spa services in emerging economies paired with the rising trend towards personal care. One of the fastest growing regional markets is in Europe due to rising online distribution channels, accelerated infrared sauna demand, increased health consciousness and the growing desire for premium wellness services and brands.
Our client, a sauna distributor, was approved of a Revolving Trade Facility for $350,000 to continue to grow their business while innovating health with the best technology.
ALTERNATIVE ENERGY EQUIPMENT
Companies and economies worldwide have set their sights on green infrastructure development in pursuit of clean energy. The renewable energy equipment market is made up of fierce competition sharing a common goal to make communities energy efficient. Industry players are navigating unprecedented uncertainty coupled with unreliable market forecasts due to delays in addition to an already extensive product development timeline.
Our client, an alternative energy equipment provider, was approved of a Revolving Trade Facility for £100,000 to manage fluctuating
and volatile market forecasts with flexible funds on hand.
STEEL FORGING MANUFACTURER
In today's information age, steel companies face an increasingly competitive global market landscape where a differentiated and innovative product / service offering can reach higher value segments. Steel manufacturers must diversify offerings and adapt to shifting demand to compete and stay relevant. That means manufacturers must have the capital on hand to invest in industrial application renewal and development, advanced factory and procurement functions, and more to keep up with the industry's and consumer's rapid pace.
Our client, a steel forging manufacturer, was approved of a Revolving Trade Facility for £100,000 to focus on growth initiatives while continuing to keep their supply chain moving.
Market pressures met with increasingly complex customer requirements have caused brands to innovate to meet demand. Such moves enable big brands to respond to evolving consumer needs across new product development, package configuration, and sustainability. More and more, suppliers are pioneering approaches in areas like packaging and environmental reports.
Our client, a packaging supplier, was approved of a Revolving Trade Facility for £250,000.
WINDOWS & DOORS MANUFACTURER
The door and window manufacturing industry has benefited from recent upticks in new residential construction and home improvement projects. Like every other industry, it has experienced some volatility related to the bust and boom of the housing market that preceded the period and from the 2020 outbreak of COVID-19.
Our client, a door and window manufacturer, was approved of a Revolving Trade Facility for £150,000.
WINE & SPIRITS WHOLESALE
Thanks to its suitability for various occasions, wine is a major commodity worldwide and in Europe. Among its countries, Europe is home to the three leading wine producing countries worldwide: Italy, France and Spain. In fact, the agricultural and land area for the production of wines in these countries is considerably large compared to the rest of Europe.
Our client, a wine and spirits wholesaler, was approved of a Revolving Trade Facility for £443,000.
Cosmetics and toiletries include product lines that range from perfumes, deodorants, to lotions and hair products. In recent years, the market has experienced considerable demand due to growing consumer sentiment regarding personal wellness. The battle for shelf space tends to be mature as new and innovative products continuously enter the market place.
Our client, a toiletries manufacturer, was approved of a Revolving Trade Facility for £300,000.
A cold cup of coffee just doesn’t compete with a piping hot pour straight from the pot, and that glass of iced tea isn’t the same once the cubes have melted. Thankfully, there are plenty of vacuum flasks to keep your beverage at the desired temperature for hours at a time.
Our client, an insulated flask manufacturer, was approved of a Revolving Trade Facility for £100,000.
Civil engineering is arguably the oldest engineering discipline. It deals with the built environment and can be dated to the first time someone placed a roof over his or her head or laid a tree trunk across a river to make it easier to get across.
Our client, a civil engineering contractor, was approved for a Revolving Trade Facility of £200,000.
The UK's renewable energy sector is flourishing and much of the gains are being driven by a single technology, solar panels. The region’s solar energy growth compared to previous years is significant, as more investors are turning to this sector with the vision that in the near future it will be the most dependent.
Our client, supplying solar energy products, was approved for a Revolving Trade Facility of £500,000.
SKINCARE & BEAUTY
Skincare has surged in popularity in the beauty industry. Consumers are increasingly taking a skin first approach to beauty. The industry is becoming crowded with new products and boutique brands offering new serums and face masks. Competition is increasing as the industry faces saturation.
Our client, providing skincare and beauty products, was approved for a Revolving Trade Facility of £400,000.
In recent years, we have seen a widespread adoption of LED lighting and it's not just consumers! While LED lights have become the lighting commodity of choice, many company's are including smart initiatives into their business model to reduce carbon footprints as demands for sustainable solutions and lower energy prices increase.
Our client, providing LED lighting, was approved for a Revolving Trade Facility of £250,000.
ELECTRICAL & MECHANICAL SERVICE PROVIDER
Electrical expertise is vital in key markets for both public and private organisations across various sectors to achieve lasting value and positive experiences. Buildings must be up to par and ensure outcomes that are pragmatic, sustainable and cost-effective.
Our client, providing electrical and mechanical services, was approved for a Revolving Trade Facility of £450,000.
It is estimated that 12 million UK homes, or 44% of UK households, have pets. The pet industry has been experiencing explosive growth as the love between a pet and its owner knows no bounds.
Our client, suppling pet products, was approved for a Revolving Trade Facility of £200,000.
Cash flow challenges are a part of the natural operation cycle for mechanical contractors. Mechanical construction is a very dynamic industry where projects come in all shapes and sizes ranging from large commercial to small residential scopes. Many industry players are project rich, but capital strained due to upfront project fees, supply costs, and traditionally slower industry payment cycles.
Our client, a mechanical contractor, was approved of a Revolving Trade Facility for £150,000 to continue to accelerate their cash conversion cycle and increase their profitability.
Food wholesale distributors and suppliers make sure food products make it to market. They sell goods to retailers and retailers resell goods directly to consumers. Because wholesalers are subject to supply and demand fluctuations across the food supply chain, it's important to strike a balance between time sensitivity and costs in their operations which can cause strain on the value chain and cash flow positions.
Our client, a food wholesaler, was approved of a Revolving Trade Facility for £300,000 to balance product time sensitivity and operational costs with a flexible use of funds on hand to maintain a positive cash flow position.
The furniture market experienced a large spike in demand following the pandemic and work-from-home mandates. Spending more time at home, consumers had more downtime to invest in spaces and remodeling projects. Unprecedented demand and supply chain disruptions have resulted in growing backlog of orders, growing lead times and order delays.
Our client, a furniture retailer, was approved of a Revolving Trade Facility for £149,000 to optimize inventory, manage key stakeholder relationships, and free up working capital that is stuck inside the supply chain.
Companies in the Stone Wholesaling industry distribute stone and other construction materials. The materials are sold to construction contractors or hardware stores. For stone wholesalers, high overhead expenses can be attributed to warehouse space rental, equipment and maintenance costs, laborer salaries, and more. In addition, excess inventory, late payments, and market volatility can cripple cash flow.
Our client, a stone wholesaler, was approved of a Revolving Trade Facility for £300,000 to free up cash flow and unlock flexibility in the supply chain.
Food manufactures that are in the business of selling one basic product or line of products tend to have an on and off season. Manufacturers that sell a variety of offerings experience different elements of seasonality. Fluctuating demand cycles can put a strain on cash flow and tie up capital in the supply chain.
Our client, a food manufacturer, was approved of a Revolving Trade Facility for £200,000. This facility will enable our client to free up capital and support supplier relationships.
WINE & SPIRITS WHOLESALE
Most production-based businesses in general, and wineries in particular, have been under enormous pressure to improve their top-line growth and bottom-line savings during the last few years. As a result, many companies are turning to systems and technologies that can help optimise supply chain activities and improving short – and long-term demand forecasting. Supply chain management can help wineries remain competitive and sustainable.
Our client, a wine and spirits wholesaler, was approved of a Revolving Trade Facility for £350,000.
Construction companies oversee building projects for both commercial and residential facilities. While the construction industry is generally cyclical, the state of the economy directly impacts companies' decisions and families' decisions to invest in real-estate projects, which then affects the demand patterns seen by construction companies.
Our client, a construction service provider, was approved of a Revolving Trade Facility for £250,000.
Healthcare is a dynamic industry with significant opportunity. The industry has cost concerns met with uncertainty and complexity. The substantial upside exists for optimistic and proactive industry players who can deliver value and demonstrate resileince under any circumstances.
Our client, a medical retailer, was approved of a Revolving Trade Facility for £100,000.
MEAT & POULTRY
Experts believe continued gains in export markets in 2020 will enable further growth for the meat and poultry industry, despite the turbulence and turmoil around it.
Our client, a meat distributor, was approved of a Revolving Trade Facility for £250,000.
The capture and sharing of images is a dynamic market that has transformed over the past decade. As it continues to change, technology innovation and social media have driven the "democratisation" of content creation and consumption and sustained demand for new products.
Our client, a manufacturer and distributor of premium photography equipment, was approved of a Revolving Trade Facility for £500,000.
From meat substitutes that go beyond the burger to the elevation of alternative dairy products, disruption is front and centre for the food industry. Shifting consumer demand and digital technologies that are innovating beyond ingredients are some of the trends that have brands racing to catch up and compete in the rapidly evolving sector.
Our client, providing wholesale food product services, was approved for a Revolving Trade Facility of £300,000.
Fashion accessories have created a staple for all great ensembles. While the industry is expanding and welcoming newcomer entrants, consumers are spoiled with countless options to choose from that suits their style and price point.
Our client, providing fashion accessories, was approved for a Revolving Trade Facility of £275,000.
INDEPENDENT MARKETING SERVICES
The marketing landscape today is constantly shifting. Each year, trends come and go. One thing is for sure, many companies navigating through their industry during the digital era seek outside expertise to fuel and inform marketing initiatives.
Our client, providing independent marketing services, was approved for a Revolving Trade Facility of £500,000.
SPECIALISED CRYOGENIC PRODUCTS
Cryogenics finds a variety of applications in a lot of fields. The industry continues to expand as infrastructure development and technology evolve at an accelerated pace. Research is fueling new innovations to contribute to and boost economies.
Our client, providing specialised cryogenic products, was approved for a Revolving Trade Facility of £1,000,000.
BRICKLAYING & SCAFFOLDING
The upturn of commercial construction has created some breathing room in the bricklaying and scaffolding industry for businesses to enter. New technology has disrupted the industry providing contractors with several advantages.
Our client, providing bricklaying and scaffolding services, was approved for a Revolving Trade Facility of £1,250,000.
WINE & ALCOHOLIC DRINKS IMPORTER
Making wine is hard, but getting it to the consumer can be even harder. The wine and alcohol supply chain has experienced great disruption in recent years. A variety of changes such as new customer behavior patterns, climbing demand, delayed shipments, glass shortages and container shortages have posed several challenges to worldwide importing and exporting.
Our client, a wine and alcoholic drink importer, was approved of a Revolving Trade Facility for €468,230 to fund the payments they want and to ensure the profitability and sustainability of the supply chain.
VERTICAL ECOMMERCE RETAILER
Vertically integrated retailers have full autonomy across the entire value chain overseeing everything from product conception, development, manufacturing, production, and distribution. While there are many benefits to being vertically integrated and having more control over inputs, there is significant risk for inventory management if products cannot be sold. The retail model is profitable only at large scale, meaning funding requirements are relatively high.
Our client, a vertically integrated retailer, was approved of a Revolving Trade Facility for £150,000 to manage demand with inventory on the shelf and cash flow under control.
CIVIL ENGINEERING CONTRACTOR
Steady fund income is critical in managing and planning complex projects. Working capital and flexible cash flow helps projects to run smoothly enabling material procurement, paid salaries, new and upcoming projects funded, and day-to-day operation funding. In order to forecast cash flow and manage the profitability of projects, civil engineer contractors need fast access to cash flow projections and key indicators throughout the entire length of the project.
Our client, a civil engineering contractor, was approved of a Revolving Trade Facility for £400,000 to manage both large and small contracts to provide available and flexible cash flow to ensure all project expenditures are covered in real-time.
Facade contractors have a lot of expenses like equipment costs, machinery, maintenance, architecture fees, labor, and more. In an industry where cash flow is generally tight and project volume is generally very high, facade contractors can benefit from a revolving credit facility to bridge the gap in revenue cycles and keep cash flowing.
Our client, a facade contractor, was approved of a Revolving Trade Facility for £350,000 to have some cash flow breathing room that enables them to manage the project pipeline without worrying about capital limitations.
KITCHEN & BATHROOM RETAILER
As with many sectors, the pandemic has accelerated a shift to online shopping and purchasing. In 2021 shoppers for kitchen and bathrooms alike have shown a tendency to buy impulsively with a focus on adding value to the home and to keep up with the latest and greatest product trends.
Our client, a kitchen and bathroom retailer, was approved of a Revolving Trade Facility for £200,000.
Healthcare distribution is all about getting the right medications to the right patients at the right time. Every day, pharmaceutical distributors sustain a complex supply chain, serving as an important link in the healthcare system and delivering medicines safely, securely and efficiently.
Our client, a pharmaceutical distributor, was approved of a Revolving Trade Facility for £80,000.
LED LIGHTING SOLUTION
LED lighting products have been used for years in applications like consumer electronics and most notably, exit signs. The technology is evolving quickly; however, technological issues facing manufacturers
must be overcome before mass-production in a cost-effective manner.
Our client, an LED lighting solution provider, was approved of a Revolving Trade Facility for £150,000.
The adoption of distilled spirits is being significantly driven by the rising purchasing power of consumers and increasing demand for beverages with natural flavors. The spirits sector is led by millennials and the young-age population who demand innovative and higher-end products. Therefore, companies are adding natural flavors to improve the quality of the flavor of alcoholic drinks.
Our client, an wholesale distributor of distilled spirits, was approved of a Revolving Trade Facility for £1,500,000.
Good communication is an important skill in any environment with human interactions. However, when it comes to communication in the workplace, good communication is an integral element to business success.
Our client, a communication skills training service provider for business, was approved for a Revolving Trade Facility of £160,000.
The commercial aerospace sector has experienced a decline in deliveries in 2019 due to production-related issues in certain aircraft models. However, the commercial aerospace sector growth is likely to recuperate from 2020 onward as the long-term demand for commercial aircraft continues to remain robust, with nearly 40,000 units expected to be produced over the next two decades.
Our client, an aerospace metals supplier, was approved for a Revolving Trade Facility of £500,000.
First built in the 18th century, conservatories were mostly used to grow plants and fruit trees. Over time, architects began designing more elaborate conservatories as glass became more affordable and the concept of a conservatory began to evolve. One of the most famous examples from that time is the Crystal Palace.
Our client in Scotland, providing conservatory designing and manufacturing services, was approved for a Revolving Trade Facility of £125,000.
The automotive industry has enabled lifestyles and efficiency. New requirements for urban and individual mobility have increased consumer demands. Car innovations continue to introduce new technology to improve the consumer experience.
Our client, providing used cars and part exchange, was approved for a Revolving Trade Facility of £250,000.
Every modern man would like a bespoke suit that fits closely to his personal style. While custom tailoring seems to be falling apart at the seams, made-to-wear is growing at an explosive rate as consumers increasingly expect both convenience and acceleration from their experiences.
Our client, a suit manufacturer and distributor, was approved for a Revolving Trade Facility of £1,000,000.
The appearance of a kitchen says a lot about the homeowners. Urbanization is a huge driver in the market's growth and contemporary lifestyles have created a new demand for household consumption.
Our client, providing kitchen and homeware, was approved for a Revolving Trade Facility of £3,000,000.
LUXURY FOOTWEAR & ACCESSORIES
Footwear has never been so fashion forward. The industry of luxury footwear was ignited when young millennials and Gen Z's began wearing luxury shoes and sneakers as a symbol of status.
Our client, providing luxury footwear and accessories, was approved for a Revolving Trade Facility of £300,000.