TradeRiver Insights | Highlights
Stay up to date with highlights from our wide array of clients and learn about how TradeRiver helps businesses and the lives they touch.

SPECIALISED RENEWABLES DISTRIBUTOR
£200,000
Clean energy has gained a lot of support and investment dollars over the years. It continues to play a prominent role as a growing part of the future of the energy sector. Rising awareness against emission has resulted in what is now known as the clean energy revolution with pioneering companies developing new and innovative ways to generate clean energy and reduce carbon footprints.
Our client, a specialised renewables distributor, was approved of a Revolving Trade Facility for £200,000 to purchase stock.

RETAIL DISTRIBUTION
£200,000
Consumer facing companies in an omnichannel world must have a fulfillment solution in place to meet all of the demands of today's consumer and navigate the complexities of the retail supply chain. Every touch point across the entire length of the supply chain has to be optimized including suppliers, distribution centers and warehouses, and physical storefronts each must be thoughtfully integrated into fulfillment strategies.
Our client, a retail distribution company, was approved of a Revolving Trade Facility for £200,000 to access the raw materials and/or finished products they need to fulfill large orders and build inventory.

PET BOTTLE AND PACKAGING SUPPLIER
€1,500,000
PET bottles and packaging are environment-friendly packaging solutions that can be recycled repeatedly which also reduces their manufacturing cost making it a cost-effective solution, too. Primarily used for beverages, PET products have gained recent praise from the earth conscious audience driving it's prominence into the household as a packaging solution for alternative items such as cleaners, mouthwashes, etc.
Our client, a supplier for PET and other polymers in bottle and packaging applications, was approved of a Revolving Trade Facility for €1,150,000 to improve the cash conversion cycle and increase flexibility across the supply chain.

LOUVRE SUPPLIER AND INSTALLER
£200,000
Architectural louvres are versatile in nature offering a wide range of application usage for both architecture engineers and designers. While louvres serve practical purposes such as creating airflow and providing a line of defense and protection from severe weather temperament, they also serve an aesthetic purpose for a beautiful modern, contemporary architecture design.
Our client, a louvre, louvre screen and solar shading solution supplier and installer, was approved of a Revolving Trade Facility for £200,000 to improve efficiencies and promote success across the entire length of the supply chain.

EARTHMOVING PRODUCT MANUFACTURER
£500,000
The earthmoving industry is made up of sub-industries such as construction, mining, and quarrying industries worldwide. As the name suggests, earth-moving equipment includes heavy machinery that can literally move the Earth - think soil and rock. This equipment is vital for projects that demand power beyond man's ability.
Our client, an earthmoving product manufacturer, was approved of a Revolving Trade Facility for £500,000 to unlock supply chain stability and invest in technologies driven by innovation to improve operational efficiency.

WINE & ALCOHOLIC DRINKS IMPORTER
€468,230
Making wine is hard, but getting it to the consumer can be even harder. The wine and alcohol supply chain has experienced great disruption in recent years. A variety of changes such as new customer behavior patterns, climbing demand, delayed shipments, glass shortages and container shortages have posed several challenges to worldwide importing and exporting.
Our client, a wine and alcoholic drink importer, was approved of a Revolving Trade Facility for €468,230 to fund the payments they want and to ensure the profitability and sustainability of the supply chain.

VERTICAL ECOMMERCE RETAILER
£150,000
Vertically integrated retailers have full autonomy across the entire value chain overseeing everything from product conception, development, manufacturing, production, and distribution. While there are many benefits to being vertically integrated and having more control over inputs, there is significant risk for inventory management if products cannot be sold. The retail model is profitable only at large scale, meaning funding requirements are relatively high.
Our client, a vertically integrated retailer, was approved of a Revolving Trade Facility for £150,000 to manage demand with inventory on the shelf and cash flow under control.

CIVIL ENGINEERING CONTRACTOR
£400,000
Steady fund income is critical in managing and planning complex projects. Working capital and flexible cash flow helps projects to run smoothly enabling material procurement, paid salaries, new and upcoming projects funded, and day-to-day operation funding. In order to forecast cash flow and manage the profitability of projects, civil engineer contractors need fast access to cash flow projections and key indicators throughout the entire length of the project.
Our client, a civil engineering contractor, was approved of a Revolving Trade Facility for £400,000 to manage both large and small contracts to provide available and flexible cash flow to ensure all project expenditures are covered in real-time.

FACADE CONTRACTOR
£350,000
Facade contractors have a lot of expenses like equipment costs, machinery, maintenance, architecture fees, labor, and more. In an industry where cash flow is generally tight and project volume is generally very high, facade contractors can benefit from a revolving credit facility to bridge the gap in revenue cycles and keep cash flowing.
Our client, a facade contractor, was approved of a Revolving Trade Facility for £350,000 to have some cash flow breathing room that enables them to manage the project pipeline without worrying about capital limitations.

KITCHEN & BATHROOM RETAILER
£200,000
As with many sectors, the pandemic has accelerated a shift to online shopping and purchasing. In 2021 shoppers for kitchen and bathrooms alike have shown a tendency to buy impulsively with a focus on adding value to the home and to keep up with the latest and greatest product trends.
Our client, a kitchen and bathroom retailer, was approved of a Revolving Trade Facility for £200,000.

PHARMACEUTICAL DISTRIBUTOR
£80,000
Healthcare distribution is all about getting the right medications to the right patients at the right time. Every day, pharmaceutical distributors sustain a complex supply chain, serving as an important link in the healthcare system and delivering medicines safely, securely and efficiently.
Our client, a pharmaceutical distributor, was approved of a Revolving Trade Facility for £80,000.

LED LIGHTING SOLUTION
£150,000
LED lighting products have been used for years in applications like consumer electronics and most notably, exit signs. The technology is evolving quickly; however, technological issues facing manufacturers
must be overcome before mass-production in a cost-effective manner.
Our client, an LED lighting solution provider, was approved of a Revolving Trade Facility for £150,000.
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DISTILLED SPIRITS
£1,500,000
The adoption of distilled spirits is being significantly driven by the rising purchasing power of consumers and increasing demand for beverages with natural flavors. The spirits sector is led by millennials and the young-age population who demand innovative and higher-end products. Therefore, companies are adding natural flavors to improve the quality of the flavor of alcoholic drinks.
Our client, an wholesale distributor of distilled spirits, was approved of a Revolving Trade Facility for £1,500,000.

COMMUNICATION SKILLS
£160,000
Good communication is an important skill in any environment with human interactions. However, when it comes to communication in the workplace, good communication is an integral element to business success.
Our client, a communication skills training service provider for business, was approved for a Revolving Trade Facility of £160,000.

AEROSPACE METALS
£500,000
The commercial aerospace sector has experienced a decline in deliveries in 2019 due to production-related issues in certain aircraft models. However, the commercial aerospace sector growth is likely to recuperate from 2020 onward as the long-term demand for commercial aircraft continues to remain robust, with nearly 40,000 units expected to be produced over the next two decades.
Our client, an aerospace metals supplier, was approved for a Revolving Trade Facility of £500,000.

CONSERVATORY DESIGN
£125,000
First built in the 18th century, conservatories were mostly used to grow plants and fruit trees. Over time, architects began designing more elaborate conservatories as glass became more affordable and the concept of a conservatory began to evolve. One of the most famous examples from that time is the Crystal Palace.
Our client in Scotland, providing conservatory designing and manufacturing services, was approved for a Revolving Trade Facility of £125,000.

AUTOMOTIVE
£250,000
The automotive industry has enabled lifestyles and efficiency. New requirements for urban and individual mobility have increased consumer demands. Car innovations continue to introduce new technology to improve the consumer experience.
Our client, providing used cars and part exchange, was approved for a Revolving Trade Facility of £250,000.

SUIT MANUFACTURER
£1,000,000
Every modern man would like a bespoke suit that fits closely to his personal style. While custom tailoring seems to be falling apart at the seams, made-to-wear is growing at an explosive rate as consumers increasingly expect both convenience and acceleration from their experiences.
Our client, a suit manufacturer and distributor, was approved for a Revolving Trade Facility of £1,000,000.

KITCHENWARE
£3,000,000
The appearance of a kitchen says a lot about the homeowners. Urbanization is a huge driver in the market's growth and contemporary lifestyles have created a new demand for household consumption.
Our client, providing kitchen and homeware, was approved for a Revolving Trade Facility of £3,000,000.

LUXURY FOOTWEAR & ACCESSORIES
£300,000
Footwear has never been so fashion forward. The industry of luxury footwear was ignited when young millennials and Gen Z's began wearing luxury shoes and sneakers as a symbol of status.
Our client, providing luxury footwear and accessories, was approved for a Revolving Trade Facility of £300,000.

MECHANICAL ENGINEERING EQUIPMENT SUPPLIER
€500,000
The petrochemical industry converts raw materials from oil refining and gas processing into a wide range of products like plastics, fertilizers, detergents, and synthetic paints. The industry is heavily influenced by the globalization and integration of the world economy and it is in a period of profound transition.
Our client, a mechanical engineering equipment supplier, was approved of a Revolving Trade Facility for €500,000 to cover an upfront deposit for a large turbine.

RETAIL COMPANY
£300,000
With the rise of online shopping, many consumers are turning to sites like Amazon for their everyday necessities. With an expanding product selection and quick delivery options that can't be found in store anymore due to limited stocks or just too much traffic at certain times –– consumers have no problem spending more money on these items and convenience than ever before!
Our client, a retail company, was approved of a Revolving Trade Facility for £300,000 to maintain optimal inventory and leverage a flexible and stable source of funds to keep the supply chain moving during retail seasonality.

FRAMED ART MANUFACTURER AND DISTRIBUTOR
£150,000
Wall art is used to enhance the creativity, character, or simplicity of a space. Paintings, mirrors, photographs, and other designs can draw on beauty and aesthetic enhancements to liven up even the dullest of rooms. Decorative walls are most often seen in museums, trendy cafes or restaurants, and increasingly, in households.
Our client, a framed art manufacturer and distributor, was approved of a Revolving Trade Facility for £150,000 to improve service offerings and to increase flexibility across the supply chain.

WOOD FLOOR CONTRACTOR
£200,000
Wood flooring is the quintessential choice when it comes to home must-haves amongst all tenants, owners, and residents, alike. Some of the key influences in the adoption of wood floor is it's sustainability and eco-friendly features. The provision of a durable surface, plus general hygiene attributes of wood flooring have been driving demand among customers around the world.
Our client, a wood floor contractor, was approved of a Revolving Trade Facility for £200,000 to unlock flexibility in the supply chain and focus on growth initiatives.

ORGANIC WINE PRODUCER
€75,000
Just about every consumable market has been demanding organic for some time now. The wine market is no different. In recent years, the growth of organic wine has accelerated dramatically on part of both consumer behavior trends plus wine producer's commitment to quality. The organic wine industry is in full expansion.
Our client, an organic wine producer, was approved of a Revolving Trade Facility for €75,000 to fund expansion efforts and free up working capital in the supply chain.

SAUNA DISTRIBUTOR
$350,000
The spa industry has changed considerably over the past decade alongside the increasing adoption of spa services in emerging economies paired with the rising trend towards personal care. One of the fastest growing regional markets is in Europe due to rising online distribution channels, accelerated infrared sauna demand, increased health consciousness and the growing desire for premium wellness services and brands.
Our client, a sauna distributor, was approved of a Revolving Trade Facility for $350,000 to continue to grow their business while innovating health with the best technology.
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ALTERNATIVE ENERGY EQUIPMENT
£100,000
Companies and economies worldwide have set their sights on green infrastructure development in pursuit of clean energy. The renewable energy equipment market is made up of fierce competition sharing a common goal to make communities energy efficient. Industry players are navigating unprecedented uncertainty coupled with unreliable market forecasts due to delays in addition to an already extensive product development timeline.
Our client, an alternative energy equipment provider, was approved of a Revolving Trade Facility for £100,000 to manage fluctuating
and volatile market forecasts with flexible funds on hand.

STEEL FORGING MANUFACTURER
£100,000
In today's information age, steel companies face an increasingly competitive global market landscape where a differentiated and innovative product / service offering can reach higher value segments. Steel manufacturers must diversify offerings and adapt to shifting demand to compete and stay relevant. That means manufacturers must have the capital on hand to invest in industrial application renewal and development, advanced factory and procurement functions, and more to keep up with the industry's and consumer's rapid pace.
Our client, a steel forging manufacturer, was approved of a Revolving Trade Facility for £100,000 to focus on growth initiatives while continuing to keep their supply chain moving.

PACKAGING SUPPLIER
£250,000
Market pressures met with increasingly complex customer requirements have caused brands to innovate to meet demand. Such moves enable big brands to respond to evolving consumer needs across new product development, package configuration, and sustainability. More and more, suppliers are pioneering approaches in areas like packaging and environmental reports.
Our client, a packaging supplier, was approved of a Revolving Trade Facility for £250,000.

WINDOWS & DOORS MANUFACTURER
£150,000
The door and window manufacturing industry has benefited from recent upticks in new residential construction and home improvement projects. Like every other industry, it has experienced some volatility related to the bust and boom of the housing market that preceded the period and from the 2020 outbreak of COVID-19.
Our client, a door and window manufacturer, was approved of a Revolving Trade Facility for £150,000.

WINE & SPIRITS WHOLESALE
£443,000
Thanks to its suitability for various occasions, wine is a major commodity worldwide and in Europe. Among its countries, Europe is home to the three leading wine producing countries worldwide: Italy, France and Spain. In fact, the agricultural and land area for the production of wines in these countries is considerably large compared to the rest of Europe.
Our client, a wine and spirits wholesaler, was approved of a Revolving Trade Facility for £443,000.

TOILETRIES MANUFACTURER
£300,000
Cosmetics and toiletries include product lines that range from perfumes, deodorants, to lotions and hair products. In recent years, the market has experienced considerable demand due to growing consumer sentiment regarding personal wellness. The battle for shelf space tends to be mature as new and innovative products continuously enter the market place.
Our client, a toiletries manufacturer, was approved of a Revolving Trade Facility for £300,000.

INSULATED FLASKS
£100,000
A cold cup of coffee just doesn’t compete with a piping hot pour straight from the pot, and that glass of iced tea isn’t the same once the cubes have melted. Thankfully, there are plenty of vacuum flasks to keep your beverage at the desired temperature for hours at a time.
Our client, an insulated flask manufacturer, was approved of a Revolving Trade Facility for £100,000.

CIVIL ENGINEERING
£200,000
Civil engineering is arguably the oldest engineering discipline. It deals with the built environment and can be dated to the first time someone placed a roof over his or her head or laid a tree trunk across a river to make it easier to get across.
Our client, a civil engineering contractor, was approved for a Revolving Trade Facility of £200,000.

SOLAR ENERGY
£500,000
The UK's renewable energy sector is flourishing and much of the gains are being driven by a single technology, solar panels. The region’s solar energy growth compared to previous years is significant, as more investors are turning to this sector with the vision that in the near future it will be the most dependent.
Our client, supplying solar energy products, was approved for a Revolving Trade Facility of £500,000.

SKINCARE & BEAUTY
£400,000
Skincare has surged in popularity in the beauty industry. Consumers are increasingly taking a skin first approach to beauty. The industry is becoming crowded with new products and boutique brands offering new serums and face masks. Competition is increasing as the industry faces saturation.
Our client, providing skincare and beauty products, was approved for a Revolving Trade Facility of £400,000.

LED LIGHTING
£250,000
In recent years, we have seen a widespread adoption of LED lighting and it's not just consumers! While LED lights have become the lighting commodity of choice, many company's are including smart initiatives into their business model to reduce carbon footprints as demands for sustainable solutions and lower energy prices increase.
Our client, providing LED lighting, was approved for a Revolving Trade Facility of £250,000.

ELECTRICAL & MECHANICAL SERVICE PROVIDER
£450,000
Electrical expertise is vital in key markets for both public and private organisations across various sectors to achieve lasting value and positive experiences. Buildings must be up to par and ensure outcomes that are pragmatic, sustainable and cost-effective.
Our client, providing electrical and mechanical services, was approved for a Revolving Trade Facility of £450,000.

PET PRODUCTS
£200,000
It is estimated that 12 million UK homes, or 44% of UK households, have pets. The pet industry has been experiencing explosive growth as the love between a pet and its owner knows no bounds.
Our client, suppling pet products, was approved for a Revolving Trade Facility of £200,000.

FRESH PRODUCER PROCESSOR
£400,000
Increasingly, consumers are seeking and prioritising fresh produce consumption over processed foods to support wellness goals. The growing demand has placed added pressure of fresh produce supply chains where tradability is limited by product perishability. As a result, organizations competing in this highly competitive market are seeking new ways to innovate beyond the industry standard to establish better order practices as well as the maintenance of adequate inventory levels and enabling transparency between suppliers.
Our client, a grower and processor of fresh produce, was approved of a Revolving Trade Facility for £400,000 to keep the supply chain moving and pay European suppliers of vegetables and machinery.

PACKAGING AND AUTOMATION SOLUTION MANUFACTURER
£400,000
The way manufacturers produce and package products has transformed as automation continues to innovate and revolutionize many traditional sectors and industries. New technologies have introduced many benefits beyond innovation to manufacturing processes such as increased productivity and output, reduced labor costs, and increased safety across the entire workplace.
Our client, a packaging and automations solutions manufacturer, was approved of a Revolving Trade Facility for £400,000 to free up cash that would otherwise be trapped in the supply chain—cash that can now be used to invest in R&D, a new plant or other growth initiatives.

CARDBOARD CORE MANUFACTURERS
£200,000
Cardboard cores may not be apart of our everyday dialogue; however, we use these products each day. From cellophane tapes to toilet paper, cores play a very functional and practical role in our daily lives by creating convenience.
Our client, a cardboard core manufacturer, was approved of a Revolving Trade Facility for £200,000 to improve the efficiency of the supply chain and free up cash flow.
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CONTAINER AND CABIN MANUFACTURER
£200,000
The shipping container helped standardize today’s global supply chain. The world’s entire ocean shipping network relies on these highly standardized boxes and during the pandemic, the supply chain breakdown, bottlenecks, surging shipping costs and port delays –– product demand soared.
Our client, a shipping container manufacturer, was approved of a Revolving Trade Facility for £200,000 to unlock flexibility in the supply chain and to keep up with unprecedented demand.

MECHANICAL CONTRACTOR
£150,000
Cash flow challenges are a part of the natural operation cycle for mechanical contractors. Mechanical construction is a very dynamic industry where projects come in all shapes and sizes ranging from large commercial to small residential scopes. Many industry players are project rich, but capital strained due to upfront project fees, supply costs, and traditionally slower industry payment cycles.
Our client, a mechanical contractor, was approved of a Revolving Trade Facility for £150,000 to continue to accelerate their cash conversion cycle and increase their profitability.

FOOD WHOLESALER
£300,000
Food wholesale distributors and suppliers make sure food products make it to market. They sell goods to retailers and retailers resell goods directly to consumers. Because wholesalers are subject to supply and demand fluctuations across the food supply chain, it's important to strike a balance between time sensitivity and costs in their operations which can cause strain on the value chain and cash flow positions.
Our client, a food wholesaler, was approved of a Revolving Trade Facility for £300,000 to balance product time sensitivity and operational costs with a flexible use of funds on hand to maintain a positive cash flow position.

FURNITURE RETAILER
£149,000
The furniture market experienced a large spike in demand following the pandemic and work-from-home mandates. Spending more time at home, consumers had more downtime to invest in spaces and remodeling projects. Unprecedented demand and supply chain disruptions have resulted in growing backlog of orders, growing lead times and order delays.
Our client, a furniture retailer, was approved of a Revolving Trade Facility for £149,000 to optimize inventory, manage key stakeholder relationships, and free up working capital that is stuck inside the supply chain.

STONE WHOLESALER
£300,000
Companies in the Stone Wholesaling industry distribute stone and other construction materials. The materials are sold to construction contractors or hardware stores. For stone wholesalers, high overhead expenses can be attributed to warehouse space rental, equipment and maintenance costs, laborer salaries, and more. In addition, excess inventory, late payments, and market volatility can cripple cash flow.
Our client, a stone wholesaler, was approved of a Revolving Trade Facility for £300,000 to free up cash flow and unlock flexibility in the supply chain.

FOOD MANUFACTURER
£200,000
Food manufactures that are in the business of selling one basic product or line of products tend to have an on and off season. Manufacturers that sell a variety of offerings experience different elements of seasonality. Fluctuating demand cycles can put a strain on cash flow and tie up capital in the supply chain.
Our client, a food manufacturer, was approved of a Revolving Trade Facility for £200,000. This facility will enable our client to free up capital and support supplier relationships.

WINE & SPIRITS WHOLESALE
£350,000
Most production-based businesses in general, and wineries in particular, have been under enormous pressure to improve their top-line growth and bottom-line savings during the last few years. As a result, many companies are turning to systems and technologies that can help optimise supply chain activities and improving short – and long-term demand forecasting. Supply chain management can help wineries remain competitive and sustainable.
Our client, a wine and spirits wholesaler, was approved of a Revolving Trade Facility for £350,000.
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CONSTRUCTION SERVICES
£250,000
Construction companies oversee building projects for both commercial and residential facilities. While the construction industry is generally cyclical, the state of the economy directly impacts companies' decisions and families' decisions to invest in real-estate projects, which then affects the demand patterns seen by construction companies.
Our client, a construction service provider, was approved of a Revolving Trade Facility for £250,000.

MEDICAL RETAIL
£100,000
Healthcare is a dynamic industry with significant opportunity. The industry has cost concerns met with uncertainty and complexity. The substantial upside exists for optimistic and proactive industry players who can deliver value and demonstrate resileince under any circumstances.
Our client, a medical retailer, was approved of a Revolving Trade Facility for £100,000.

MEAT & POULTRY
£250,000
Experts believe continued gains in export markets in 2020 will enable further growth for the meat and poultry industry, despite the turbulence and turmoil around it.
Our client, a meat distributor, was approved of a Revolving Trade Facility for £250,000.

PHOTOGRAPHY EQUIPMENT
£500,000
The capture and sharing of images is a dynamic market that has transformed over the past decade. As it continues to change, technology innovation and social media have driven the "democratisation" of content creation and consumption and sustained demand for new products.
Our client, a manufacturer and distributor of premium photography equipment, was approved of a Revolving Trade Facility for £500,000.

FOOD PRODUCTS
£300,000
From meat substitutes that go beyond the burger to the elevation of alternative dairy products, disruption is front and centre for the food industry. Shifting consumer demand and digital technologies that are innovating beyond ingredients are some of the trends that have brands racing to catch up and compete in the rapidly evolving sector.
Our client, providing wholesale food product services, was approved for a Revolving Trade Facility of £300,000.

FASHION ACCESSORIES
£275,000
Fashion accessories have created a staple for all great ensembles. While the industry is expanding and welcoming newcomer entrants, consumers are spoiled with countless options to choose from that suits their style and price point.
Our client, providing fashion accessories, was approved for a Revolving Trade Facility of £275,000.

INDEPENDENT MARKETING SERVICES
£500,000
The marketing landscape today is constantly shifting. Each year, trends come and go. One thing is for sure, many companies navigating through their industry during the digital era seek outside expertise to fuel and inform marketing initiatives.
Our client, providing independent marketing services, was approved for a Revolving Trade Facility of £500,000.

SPECIALISED CRYOGENIC PRODUCTS
£1,000,000
Cryogenics finds a variety of applications in a lot of fields. The industry continues to expand as infrastructure development and technology evolve at an accelerated pace. Research is fueling new innovations to contribute to and boost economies.
Our client, providing specialised cryogenic products, was approved for a Revolving Trade Facility of £1,000,000.

BRICKLAYING & SCAFFOLDING
£1,250,000
The upturn of commercial construction has created some breathing room in the bricklaying and scaffolding industry for businesses to enter. New technology has disrupted the industry providing contractors with several advantages.
Our client, providing bricklaying and scaffolding services, was approved for a Revolving Trade Facility of £1,250,000.