TradeRiver was founded in 2011 as alternative to conventional banking facilities and an addition to traditional trade finance. We provide a source of non-recourse working capital to enable companies to act as cash buyers.

We have provided over £145M of working capital finance to businesses in the UK. We also recently opened an office in Baltimore, USA serving the US market.

From our office in the heart of London, our dedicated team has a wealth of experience in banking, lending, underwriting and international transactions. Our staff understand the many challenges SMEs face each day and its that knowledge which powers us to find the best trade finance model for you.

We know it's often tough out there for growth businesses to gain funding. This is why we work hard - day in, day out - to ensure our clients receive the very best trade finance and advice to grow their business.

Richard Fossett


From 2003, Richard was COO of a Bahrain-based USD 400 million turnover UK-listed trade finance company. He has extensive knowledge and experience of the global credit insurance market and enjoys close relationships with all the major insurers. Prior to this, Richard had 25 years’ experience in hotel management operations with Sheraton Hotels Middle East – becoming the group’s youngest General Manager at 29. His postings included Iraq, Abu Dhabi and Cairo as well as 15 years as General Manager of Sheraton Jeddah, Bahrain and Amman hotels.

Paula McGourty


Paula joined the TradeRiver team in 2014, bringing over 20 years of experience in finance with her. She is an ICAEW Chartered Accountant, and has previously worked at BDO Stoy Hayward as an audit manager and on the corporate finance team before moving on to become the Finance Director of a residential property company.

John Robbins


John joined TradeRiver in 2016 and brings with him a wealth of experience from both financial services and the wider commercial world, having worked at both Barclays and HSBC. He has had extensive exposure to small and mid-sized companies, providing business finance solutions to manage cash flow and support growth, both domestically and internationally. John believes in being in-depth in his approach and truly understanding a business, so that he can provide the most suitable solution. He has thrived on developing strong relationships and ensuring the needs of his clients are being met to help them achieve their full potential.

Max Fossett


Max Joined TradeRiver in 2013 having graduated from Leeds University. As one of the first employees he has had exposure to all facets of the business and experienced much of the company’s growth. Rising his way through the ranks of back office administrator, Max’s current responsibilities include the management of client accounts and client acquisitions.

Andrew Johns


Andrew joined TradeRiver in 2016 following a successful 32 year career at RBS. Most of his career was spent in risk related areas. His last role within RBS was Head of Corporate Financial Analysis where he obtained considerable experience of analysing and assessing a wide range of companies across multiple sectors within the UK. His main role in TradeRiver is to support Mike Burrage, Head of Credit, in the review and approval of new proposals as well as the ongoing monitoring and control of the existing portfolio.

Mike Mumford


Mike works mainly in the operational side of the company, tracking payments, processing transactions and assisting with the on-boarding process. He graduated from the University of Liverpool with a 1st class honours degree in Business Studies and spent his placement year working for an international university in Suzhou, China where he wrote copy for the university’s physical and digital marketing.